•  We Are YOUR Trusted Mortgage Professionals...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs, we can help. Get Started.

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Welcome to Pilgrim Mortgage in McKinney, Texas

At Pilgrim Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense and will help you obtain the best loan possible.

We work with the industry's top investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, and VA. Whether your situation calls for Full Documents, No Documents, or Non-Owner Occupied, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

 

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.50% 3.735%
15 Yr Fxd 2.75% 3.18%
5 Yr ARM 2.875% 3.602%
calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Latest News

Wall St. dips, earnings on deck from Apple and Twitter

Traders work on the floor of the New York Stock ExchangeIt was the second day of declines after a recent rally to consecutive record highs on the S&P 500 that has stretched price-to-earnings multiples to levels that some investors say presumes that companies will beat second-quarter estimates. Six of the 10 major S&P sectors declined, led by a 1.5 percent drop in the telecom services index . Verizon Communications shares fell 2 percent after the company's subscriber numbers fell below estimates.


Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Jenny and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonMcKinney, TX

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