•  We Are YOUR Trusted Mortgage Professionals...

  • We Will Help You Qualify For Your First Home Loan...

  • Refinance Into a Low Fixed Rate...

  • Safely Draw Equity From Your Home With a Reverse Mortgage...

  • Whatever your funding needs, we can help. Get Started.

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Welcome to Pilgrim Mortgage in McKinney, Texas

At Pilgrim Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense and will help you obtain the best loan possible.

We work with the industry's top investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, and VA. Whether your situation calls for Full Documents, No Documents, or Non-Owner Occupied, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.

 

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 4.125% 4.35%
15 Yr Fxd 3.375% 3.779%
5 Yr ARM 3.25% 3.888%
calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Latest News

Fed official stands by Wall Street reforms, says must complete work

New York Fed President William Dudley takes part in a panel convened to speak about the health of the U.S. economy in New YorkThe United States "absolutely must" complete unfinished work ending the too-big-to-fail bank problem that helped plunge the global economy into recession eight years ago, an influential Federal Reserve policymaker said on Saturday. Dudley's comments, to a Group of 30 meeting of top world regulators, came a day after another powerful regulator at the U.S. central bank, Daniel Tarullo, also warned against "backsliding" after years of implementing the landmark 2010 Dodd-Frank financial-reform law. Challenges especially remain in regulators safely and smoothly handling the hypothetical failure of a massive bank with operations in multiple jurisdictions, Dudley said.


Testimonials

I was worried that I wouldn't be able to qualify for a loan. I spoke with Jenny and they told me to apply on their site. The next day they not only qualified me but had me locked into a great rate.

Larry BensonMcKinney, TX

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