RHS Loan Programs:

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants purchase modestly priced homes as their primary residence.

RHS Loans are an attractive option because:

• Roll all closing costs into loan if appraisal allows
• Zero down payment
• Relaxed credit guidelines
• Generally easier to qualify for a RHS loan than a conventional loan
• No monthly mortgage insurance (MI)
• Finance appraiser-required repairs

RHS loans can be used toward the purchase of a previously owned home or a new construction.

Find out if you qualify for an RHS Loan.

Call us to find out if your home is in a USDA approved area.

Advent Mortgage is an experienced Rural Development Lender.

Apply Now

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